Although your insurance company will most likely require mitigation of the home to prevent further damage, your first-and-foremost concern must be assessing your primary safety before re-entering the home. Evaluate the "scene" and determine if you consider it a safe re-entry. Highest injuries occur after flood or water damage related to "slip and fall" hazards or electrical issues. Use good judgment and special consideration when lifting wet items. They can be excessively heavy, and therefore dangerous.

If you deem that it is safe to re-enter the home, limit your movement to your designated task list. Then use the following checklist:

TO HELP MITIGATE YOUR "CLAIM" TO SATISFY INSURANCE STANDARDS:



Remove excess water. Use of a shop vacuum (NOT a household vacuum), mop or towels to blot may be necessary.

Remove all wet cushions from furniture and place so that they may dry with free passage of air.

In a wet carpet area, place all furniture on wood blocks. If wooden blocks are not available, aluminum foil will suffice
  until help arrives.

Remove rugs (especially colored) and other layered items from wet carpet.

Wipe down all wooden furniture to remove any excess water.

Move all wall art, photos, or other decor items to a dry location.

Remove all colored items on wet carpet or floor, including books, magazines or other colored items that will bleed
  into the carpet.


DO NOT turn on ceiling lights or fans if the ceiling is still wet. The wiring may be damaged.

DO NOT use your household vacuum for water removal.

DO NOT clean or turn on ANY electrical appliances without them first being inspected by an authorized repair service.
  Water can cause damage far beyond visible.

DO NOT leave wet fabrics unattended. Hang to air or remove to a dry place. Hang up all furs and leather goods.

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